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Friday Factoid – 9.6.13
This content has been archived. It may no longer be relevantThis year’s season finale for HBO’s Game of Thrones set a new record for illegal downloads, when BitTorrent recorded 170,000 simultaneous shares after the show was first aired. Source: http://www.hollywoodreporter.com/thr-esq/game-thrones-finale-breaks-piracy-565697
Do I Need a Pre-Nup?
Yours/Mine/Ours. These words have one meaning when one is getting married and can take on a whole other meaning when a couple is parting ways. Prenuptual agreements make sense in the same way that insurance policies make sense. Life is uncertain, but we can put strategies in place to make an uncertain future more predictable….
Compensation and Compliance Matters – September 6, 2013
Loan Officer Compensation: Paying for Mistakes As many lenders know, the limitations on adjusting compensation on existing loans essentially leave lenders in the position of reducing commissions under very limited circumstances where the loan officer was completely without fault. Of course, it is the opposite situation—where a loan officer makes an inexcusable error or simply violates…
Mitigating Loss following a Data Breach
The Internet has forever changed the way in which we conduct business. However, with innovation come new risks. This is especially true with the Internet. As more and more business is conducted online, cyberrisk, especially data breach, becomes more prominent and the financial risks for both individuals and companies grow. A data breach involves the…
Tips for Negotiating a Commercial Lease
While price is often the primary reason a tenant chooses a particular location, it is important to pay close attention to other provisions when negotiating a commercial lease, provisions that may benefit you years after the execution of the lease. With vacancy rates remaining relatively high, landlords are more than willing to incentivize leases, providing…
CAUTION – CHECK ANY AND ALL SMALL BUSINESS SIZE REPRESENTATIONS, OR YOU MAY PAY THE PRICE
It took a while; almost three years. But, the U.S. Small Business Administration issued at the end of June 2013, its final rules implementing the Small Business Jobs Act of 2010’s provisions pertaining to small business size and status integrity. Under these new rules, SBA has flexed its muscles to assure that companies caught cheating…
The Weekly Scenario from Steve Shane – 9.3.13
Question: Has there been any guidance for tax reporting purposes for same-sex couples (after the June 26th Supreme Court decision invalidating a key provision of the Defense of Marriage Act)? Answer: Yes, the IRS has recently come out with guidance – now, same-sex couples, legally married in jurisdictions that recognize their marriages, will be treated…
Legal Q&A: September 2, 2013
QUESTION I regularly notice certain employees carrying prayer mats or wearing religious clothing to work, should I inquire if they need a religious accommodation? ANSWER No. It is the obligation of the applicant or employee who seeks a religious accommodation to request it of his/her employer. Once an employee requests a workplace accommodation on…
Friday Factoid – 8.30.13
Pfizer’s patent for Lipitor expired on June 28, 2011. During the term of this patent, Lipitor earned over $125 billion in sales and provided up to a quarter of Pfizer Inc.’s annual revenue for years. Although it became the best selling drug in history, Lipitor almost did not make it through R&D because the drug…
The Consumer Financial Protection Bureau’s Document Retention Requirements
Over the past month, we have touched a good deal on the Consumer Financial Protection Bureau (CFPB) and its recent crusade to keep small businesses compliant. In our blog, “Your Small Business is not too small for the CFPB,” we outlined how the Bureau will extend its regulatory reach throughout each state, paying particular attention…
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